Ready to hit the open road on a Harley-Davidson® motorcycle? Understanding Harley-Davidson® financing can help you prepare before choosing your next bike. Harley-Davidson® Financial Services offers financing options for eligible new and pre-owned motorcycles, with rates and terms depending on the applicant and financing program. Harley-Davidson® of Rochester can help explain the application process and available options as you get started.
How Can I Apply?
Harley-Davidson® Financial Services offers an online credit application that asks for information such as your address, income, employer, and Social Security number. You do not need to have a specific motorcycle selected before applying, although the amount you plan to borrow can affect the credit decision. In most cases, the online application provides a real-time response, with additional information about the decision also provided electronically. If you move forward with a purchase, you'll visit the dealership to finalize the transaction.
What Financing Options Are Available?
Harley-Davidson® financing isn't limited to a single type of motorcycle loan. Traditional financing is available with rates and terms that vary based on factors such as credit history, loan term, and the motorcycle being purchased. Harley-Davidson® Financial Services also offers specialized programs for certain eligible purchases, including H-D™ Flex Financing and Rider-to-Rider Financing for qualifying private-party used motorcycle purchases. Ask the dealership which programs are currently available and which requirements apply before choosing an option.
Can I Apply With Someone Else?
Yes. Harley-Davidson® Financial Services considers applications for joint credit. Both applicants complete the application and, if approved, share responsibility for the resulting loan. If you're considering a joint application, provide accurate financial and personal information for both applicants and review the resulting rates, terms, and loan responsibilities before signing. A joint applicant cannot be added to an existing online application, so you'll need to submit a new joint application if you decide to apply together.
Apply for Harley-Davidson® Financing in Rochester, NH
Understanding your financing options can help you prepare for your next motorcycle purchase. Apply for Harley-Davidson® financing online or visit Harley-Davidson® of Rochester in Rochester, NH, to speak with our team about the application process and available programs. Review your financing terms carefully, explore our motorcycle lineup, and contact us when you're ready to take the next step.